Services at a glance

When asked how we work with clients to help them build a more confident financial future, we usually break it down into one of the following three ways:

Investment Management Service

This is appropriate for clients who simply want investing services. Once the appropriate asset mix is identified, ongoing investment advice is provided, and investments are monitored and changed when necessary.

Personalized Financial Planning

Those who seek specific advice on all aspects of their financial lives benefit from the planning process. Gaps in areas such as retirement planning, tax circumstances, and insurance needs are identified. Strategies are created to help close those gaps and we’ll continually work to keep them closed.

The Total Package

Most people prefer the combination of both – they need help with developing a financial plan, and also need assistance managing some/all of their investments. Clients who chose this package feel good knowing that we'll continuously strive to create opportunities, build wealth, and work towards their ideal financial future.

Investment Management Service

Investment Management Service (IMS)

This is appropriate for people who want help managing and ongoing monitoring of their investments. We would agree on a game plan and chose an appropriate mix of investments. There is no “one size fits all” with us, so each portfolio is unique to the client. From there, ongoing investment advice is provided, and investments are monitored and changed when necessary. Ongoing performance reports are provided so the progress can be measured effectively.

Cost:

Varies based on size, complexity, and time. Click the button below to see our fee schedule.

Ready to get the ball rolling?

What’s included?

  • Ongoing investment management
  • Insurance and banking solutions available
  • Incorporation of strategies/products that help minimize portfolio volatility
  • Hedging strategies as-needed
  • Tax-harvesting as-needed
  • Quality Performance reporting
  • Automatic portfolio rebalancing (if desired)
  • In-depth semi-annual reviews
  • Access to basic planning tools
  • Quarterly touch base calls
  • Quarterly e-newsletters

Personalized Financial Planning

Personalized financial planning

Ideal for clients who are newly married, starting a career, or adjusting to new “life events”. People worried about whether or not they have enough saved as they contemplate retirement are also great candidates. We cover areas from creating a budget (to stick with!) to creating a plan for retirement. Whether your goals are short or long term, you will receive personalized advice and a roadmap that should get you closer to financial independence.

Cost:

Depends on complexity – ranges from $600 to $5,000 annually

Ready to get the ball rolling?

What’s included?

  • Budgeting processes to help identify gaps and cash surplus
  • Goal planning, tracking, and “what if” scenarios
  • In-depth analysis of the following topics:
    • Education planning
    • Major purchase planning
    • Debt management
    • Employee benefits
    • Tax planning
    • Retirement planning
    • Insurance analysis (auto, life, home, etc.)
    • Advanced planning (estate, gifting, legacy planning, etc.)
  • Coordination with outside professionals (attorneys, accountants, etc.)
  • Ongoing plan maintenance and online tools/reporting to track your progress.
  • Net worth progress reports
  • Access to advanced planning tools online
  • In depth annual reviews to measure progress
  • Quarterly progress discussion

The Total Package

The Total Package

Most people prefer the combination of both of the above services – they need help developing a financial plan, and also need assistance with managing some/all of the investments. Clients who chose this package feel good knowing that we continuously strive to create opportunities, build wealth, and work towards their ideal financial future. Admittedly this is a lot for any one client to handle on their own, so for those inclined to leave in the hands of a trusted expert – this package is for them.

Cost:

Two options exist - We can charge one combined fee as outlined in the schedule below, or we can charge a flat planning fee which is separate from the quarterly investment management fee.

Ready to get the ball rolling?

What’s included?

Everything listed in the above two packages.

  • Ongoing investment management
  • Insurance and banking solutions available
  • Incorporation of strategies/products that help minimize portfolio volatility
  • Hedging strategies as-needed
  • Tax-harvesting as-needed
  • Quality Performance reporting
  • Automatic portfolio rebalancing (if desired)
  • In-depth semi-annual reviews
  • Access to basic planning tools
  • Quarterly touch base calls
  • Quarterly e-newsletters
  • Budgeting processes to help identify gaps and cash surplus
  • Goal planning, tracking, and “what if” scenarios
  • In-depth analysis of the following topics:
    • Education planning
    • Major purchase planning
    • Debt management
    • Employee benefits
    • Tax planning
    • Retirement planning
    • Insurance analysis (auto, life, home, etc.)
    • Advanced planning (estate, gifting, legacy planning, etc.)
  • Coordination with outside professionals (attorneys, accountants, etc.)
  • Ongoing plan maintenance and online tools/reporting to track your progress.
  • Net worth progress reports
  • Access to advanced planning tools online
  • In depth annual reviews to measure progress
  • Quarterly progress discussion

TrustTree Financial fee schedule

Our standard advisory fee is based on the market value of the assets under management and is calculated as follows:

Account Value

  • $0 - $100,000
  • $100,001 - $500,000
  • $500,001 - $2,000,000
  • $2,000,001 - $5,000,000
  • $5,000,001 and Above

Quarterly IMS Fee

  • .375% per quarter ($250 min)
  • .3125% per quarter
  • .25% per quarter
  • .225% per quarter
  • .1875% per quarter

Quarterly IMS fee with Financial Planning

  • .4375% per quarter ($250 min)
  • .375% per quarter
  • .3125% per quarter
  • .2875% per quarter
  • .25% per quarter

The above fees are negotiable and are pro-rated and paid in arrears on a quarterly basis. The minimum annual fee is $1,000. The advisory fee is a flat percentage and is calculated by assessing the percentage rates using the predefined levels of assets as shown in the above chart. Cost of trades is included in the above schedule, not a separate cost. For more details on the fees – feel free to access our ADV (click here).