Helping pave the way towards financial freedom
Even though we know it was just dumb luck, can we get a round of applause for seeming to forecast last month’s surprisingly strong market returns? It’s almost (but not really) as if the market were reading our mind when three broad U.S. stock indexes ended July 2022 with their best returns since 2020—up 9.1%,…
Got kids? This one is for you. The date was September 2017, and a massive Equifax security breach became public knowledge. If there was a silver lining to this infamous event, it likely spurred more consumers to take more measures to protect their identities. Perhaps you’ve frozen your lines of credit, or you’re at least…
Another volatile quarter has just come to a conclusion. Just when investors were hoping that inflation was in check, we realized that it might not really be. Other worries such as China’s COVID lockdowns, food and energy shortages, and the Russian war also contributed to the uncertainty. Let’s see how some of the major market…
I’ve talked to a few people the past couple of weeks who are unsettled with the recent market pullback. They have doubts. They are wondering what they should do with their portfolio. They ask things like “should we seek higher ground until the coast is clear?” But do these stressful times justify market timing? It’s…
Often, all you need to be an excellent investor is a healthy dose of common sense: A penny saved is a penny earned. Buy low, sell high. Don’t put all your eggs in one basket. That said, the best way to achieve these simple goals isn’t always as obvious. In fact, many of our favorite…
Is rising inflation souring your financial plans? We often talk about building wealth with a well-structured investment portfolio, and this should include a few anti-inflation elements. And since we’re seeing and hearing all the hype about INFLATION, why not consider a potentially sweet deal for turning some of inflation’s lemons into lemonade. We’re talking about…
Good news – you have an extra $24,000, and you’ve decided to invest it in the stock market. It’s always nice to have investable cash on hand. But you also might feel as if the pressure is on. Nobody enjoys seeing the market take a dive shortly after they jump in. Unfortunately, we never know…
A volatile quarter has just come to a conclusion. Just when investors were hoping that 2022 would be a year of smooth, post-Covid normalization, things got funky (again). Supercharged global inflation and Russia’s invasion of Ukraine were enough to shake things up. While we learned that the new Omicron COVID strain wasn’t going to shut…
The yield curve is flattening (or growing steeper)! … Yield curve spreads are widening (or narrowing)! … The yield curve has inverted (or normalized)! Headline-grabbing yield curve commentary somehow sounds important, doesn’t it? Specifically, the media has recently talked about an INVERTED yield curve. But what is a yield curve to begin with, and what…
2022 is off and running, and there is a trend to some of the topics that have come up with my clients and I. Let’s take a few minutes to review some of these things – things that you can be doing right now, from a financial perspective. Rebalance Your Portfolio. Clients working with me…