Helping pave the way towards financial freedom
Since 1997 I have been helping people with their money. Thousands of conversations later, with people from all walks of life, I think I’ve seen every possible mistake made. Don’t get me wrong. We all make mistakes. But as the old saying goes, “Only a fool keeps making the same one”. Humans by nature are…
Are you looking for ways to cut your spending? With the Covid shutdown, perhaps your income has shut down – or at least slowed down. Now is the time to evaluate your spending habits. I don’t consider myself a penny-pincher, but the reality is EVERY DOLLAR COUNTS. Not only that, but people have difficulty understanding…
When our $21 trillion economy comes to a screeching halt, there’s going to be an economic contraction. That’s what we’ve all been experiencing the past couple of months as we deal with the Coronavirus. The Federal government’s $2 trillion fiscal rescue act is part of extraordinary measures attempting to limit the impact to our economy….
I thought of something helpful for people “quarantining” to do while spending time at home: review the beneficiary designations on their accounts! Admittedly updating beneficiaries on life insurance and financial accounts isn’t the most fun part of financial planning, but it could be one of the most important things you do! If you are thinking…
Presidential election years bring a lot of uncertainty and stress to people. Anyone not living under a rock can see it in social media, on TV, or just overhearing conversations in public. In fact, during the 2016 election cycle, one study found that at least 50% of Americans were more stressed out because of the…
Education beyond high school is a significant decision that undoubtedly has HUGE implications on the rest of a student’s life. Financial and otherwise. As parents, we should be doing what we can to guide our kids. At the same time, we want them to be involved and vested in the process. College is not for…
Most people know they need to save for retirement, but they don’t know what their “magic number” is. They may not know how much to save on an annual basis nor the duration of those savings. This is all very understandable, I suppose. Retirement expenses may vary depending on where you will be living and…
I am probably in the minority on this one, but I always chuckle at the idea of the “New Year’s resolution”. To each their own, but resolutions never appealed to me. I can honestly say that never once, in my lifetime – have I made one resolution. But we all know what everyone thinks, New…
Taxes are a hot topic these days. Various politicians are using their tax agenda to position themselves for the next Presidential election. We are learning about who pays them (almost half of Americans don’t pay a dime!), how should people be taxed going forward, and debating on what is a “fair system”. Paying tax is…
When it comes to assisting people with their finances, I work with a wide variety of people in a wide range of ages. Each one means alot to me, but I have to share a story about one of my favorites who recently passed away. She was both my oldest client (living well into her…