Helping pave the way towards financial freedom
When it comes to assisting people with their finances, I work with a wide variety of people in a wide range of ages. Each one means alot to me, but I have to share a story about one of my favorites who recently passed away. She was both my oldest client (living well into her…
With 2020 on the horizon, this is the time of year when many companies open their “enrollment period” for their employees to change their benefit elections. Many of my clients are in this period right now, so lately I have been having a lot of these discussions. Of course, each employer varies on what types…
Football season is in full swing, and studies tell us that roughly 4 out of 10 people watch football on a regular basis. But how many of you see the parallels that the game of football has with your investing lives? If you think about it, football tells us a lot about life. Many aspects of…
Cash. The green stuff. It’s nice, and feels good having it in your pocket. But how much is too much? Before you say “I can never have too much cash”, I am referring to keeping cash as an asset. Or better yet, as an investment. So let me re-phrase the question: what is the percentage…
Over the past couple weeks I have been mildly entertained by several articles that discuss some of the worst financial advice that people have received. Bits of it are off-the-wall, but for the most part some common themes exist. Some of these “financial nuggets” that go around are debatable at best. I won’t go so…
In my years in the business, I’ve seen some bright people make some really silly money decisions. I can probably write a small book if I included all the mistakes I’ve witnessed! I call them silly mistakes. I use the word “silly” because it’s taken more lightly. I can probably swap the words to read…
Lately I have been introduced to people who have just come into a whole lot of money. Most times it’s game-changing kind of money. And there are a number of reasons why it’s happening. Some have small businesses which take off. Some have a company stock which went IPO. Some are stock options which became…
June is the time of year when school wraps up, with parents celebrating and guiding their kids to the next chapter in their exciting lives. I was reminded of it this week when looking at my Instagram. I am seeing friends post graduating pics, whether it’s moving on to middle school or moving on to…
I am often asked my thoughts on saving for a kid’s college. With the price of today’s college tuition, there is no wonder why! Parents can and should be planning for this, since the average yearly cost of a public out-of-state college is over $36k a year and growing (Source: CollegeBoard) First, as parents we…
It’s no secret that I feel that our nation lacks financial literacy. Most other professionals in my industry feel the same as well. The lack of basic financial knowledge not only applies to adults, but across the entire age spectrum as well. On one hand – this is good for someone like me, who make…