Helping pave the way towards financial freedom
In my years in the business, I’ve seen some bright people make some really silly money decisions. I can probably write a small book if I included all the mistakes I’ve witnessed! I call them silly mistakes. I use the word “silly” because it’s taken more lightly. I can probably swap the words to read…
Lately I have been introduced to people who have just come into a whole lot of money. Most times it’s game-changing kind of money. And there are a number of reasons why it’s happening. Some have small businesses which take off. Some have a company stock which went IPO. Some are stock options which became…
June is the time of year when school wraps up, with parents celebrating and guiding their kids to the next chapter in their exciting lives. I was reminded of it this week when looking at my Instagram. I am seeing friends post graduating pics, whether it’s moving on to middle school or moving on to…
I am often asked my thoughts on saving for a kid’s college. With the price of today’s college tuition, there is no wonder why! Parents can and should be planning for this, since the average yearly cost of a public out-of-state college is over $36k a year and growing (Source: CollegeBoard) First, as parents we…
It’s no secret that I feel that our nation lacks financial literacy. Most other professionals in my industry feel the same as well. The lack of basic financial knowledge not only applies to adults, but across the entire age spectrum as well. On one hand – this is good for someone like me, who make…
Today we are talking DEBT PAYBACK, snowballs, and avalanches. I believe there are good kinds of debt, but also bad kinds. And I recently have been listening to various conversations in my industry and advice for people who are in debt. The average U.S Household has nearly $7k in credit card debt and is paying…
Over the course of the past couple weeks, I’ve come across some interesting topics that I’d like to share and discuss: Time to Give Your 401(k) a Checkup (by Penelope Wong, Consumer Reports) One important change to the retirement account landscape was that the 401k contribution increased for all eligible employees to $19k. While not…
It’s early in 2019 and you are probably realizing that you’ve been slacking regarding your finances. Ironically, you felt the same way a year ago (and probably the year before that) but are stuck in first gear. So, the question remains: is NOW finally the time the get your financial house in order? I say…
Most people I know that have a heartbeat and four limbs all wish they could pay less in taxes. As an advisor, I share some of these strategies as I come across various situations. Being tax efficient is very much a part of every financial plan that I put together for clients. Why not use…
As I have mentioned previously, I have been a big “podcast addict” (coincidentally that’s also the name of the android app that I use to listen) since discovering podcasts in early 2017. I don’t know how long they existed prior to me discovering them, but it’s been one of the best things to happen to…