Helping pave the way towards financial freedom
One year ago there was a craze about I-Bonds. Many people inquired about them, and many people bought them. Perhaps you were one? I wrote about I Bonds in May 2022, and wanted to do an update on them now that we are in May 2023. What’s Changed? Well, the inflation rate over the past few…
Ever heard of the 80/20 rule? It suggests 80% of an outcome is often the result of just 20% of the effort you put into it. This doesn’t always work. Sometimes, it’s worth going the extra mile. But often, by prioritizing the 20% of your efforts that make the biggest splash, you can reduce excess…
DO YOU THINK YOU’RE TOO SMART TO BE SCAMMED? About 4 out of 5 people say yes. Most also believe they’re better than others at spotting scams. Yet, scams work—and they’re more prevalent and profitable than ever before. In fact, every 15 seconds, someone’s getting scammed. Each year, billions are lost. Seniors are big targets,…
People love real estate, whether it’s their own home or buying rental property. Even if you don’t own your primary house or second home, you have probably heard somewhere that owning them is a surefire way to become rich. While owning a rental property is one way to kickstart the wealth-building process, we think it’s…
The average American checks their phone 96 times a day. While phones may have become a central piece of our lives, this is once every 10 minutes! Entirely too much, wouldn’t you agree? This has also made it easier for people to check on their portfolios. Whether it’s pulling up news and quotes on Yahoo…
Got kids? This one is for you. The date was September 2017, and a massive Equifax security breach became public knowledge. If there was a silver lining to this infamous event, it likely spurred more consumers to take more measures to protect their identities. Perhaps you’ve frozen your lines of credit, or you’re at least…
I’ve talked to a few people the past couple of weeks who are unsettled with the recent market pullback. They have doubts. They are wondering what they should do with their portfolio. They ask things like “should we seek higher ground until the coast is clear?” But do these stressful times justify market timing? It’s…
2022 is off and running, and there is a trend to some of the topics that have come up with my clients and I. Let’s take a few minutes to review some of these things – things that you can be doing right now, from a financial perspective. Rebalance Your Portfolio. Clients working with me…
As financial advisors, we help people attain financial independence. Usually, our personalized planning conversations are enough to help them establish a healthy, happy relationship with their money. But sometimes, we uncover bigger pain points we need to move past before we can move on. There’s no shame in that. Almost all of us have picked…
Whether due to disability, dementia, or simply enjoying an exotic vacation, there are many ways you can end up unavailable to make critical financial or health care choices for yourself or your loved ones. If you’ve not documented your desires in advance, it can add extra stress for everyone, plus the outcomes may not be…