Most people I know that have a heartbeat and four limbs all wish they could pay less in taxes. As an advisor, I share some of these strategies as I come across various situations. Being tax efficient is very much a part of every financial plan that I put together for clients. Why not use…
10 Podcasts I am Listening To
As I have mentioned previously, I have been a big “podcast addict” (coincidentally that’s also the name of the android app that I use to listen) since discovering podcasts in early 2017. I don’t know how long they existed prior to me discovering them, but it’s been one of the best things to happen to…
Five Money Moves to Make By Year End
With less than two months left until the end of the year, now is the time for us to assess what financial moves we should make before December 31. We all know what happens when November and December come around, we have nothing but holiday parties, shopping, and time off with the family on our…
Personal Loans, Advice About Money, and Your Social Security Statement
Here are some things that I read recently that I wanted to share my thoughts on: How A Personal Loan Helps Save You Money (Forbes, by Zack Friedman) With the growing popularity of personal loans, and online lending predominantly, I am often asked my opinion so I wanted to weigh in with some comments. If someone is…
Why Advisors End Relationships, How to Save Money, and Employers Have to Give More
Here are some things that I read recently that I wanted to share my thoughts on: Why advisors end client relationships (Financial-Planning.com, by Amanda Schiavo) Many articles are written about how consumers can choose financial advisors, as well as reasons to search for a new advisor. Not as frequently discussed – the other side of the…
Your Money or Your Life
Here’s something that I read recently that I wanted to share/discuss: Your Money or Your Life (NY Times Best Seller, by Vicki Robin) Some people say this book Your Money or Your Life is one of the most influential books that exist in the realm of financial self-improvement. Vicki Robin co-authored the original book back in 1992, and she’s since made several updates to…
Between Me and Stupid, Disability Awareness Month, and Into the Fire
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: Between Me and Stupid (Medium, by Carl Richards) As I have mentioned previously, I listen a dozen podcasts weekly…and hundreds annually. Carl Richards is one that I listen to (called “Behavior Gap Radio”), and many people know…
RMD Timing, Credit Card Points, and Couples Monthly Allowance
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: It pays to take RMDs early in the year (Financial Planning, by Ed Slott) I just love coming across something that seems counter-intuitive. Typically investors are given advice to take their RMDs as late in the game…
Get The Best Car Loan, Reasons to Not Do a Roth, and The 1% Rule
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: 5 ways to get best car loan deal, especially as interest rates rise (USA Today, by Susan Tompor) I remember being 23 years old and negotiating my first car purchase: I didn’t really know what I was…
Market Correction – Now What? Some Rules For Life, Advisor Background Check
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: The stock market is officially in a correction… here’s what usually happens next (CNBC, by Evelyn Cheng) Recently we have seen a decent uptick in stock market volatility, and you may hear we are in “correction”…