Helping pave the way towards financial freedom
Charitable giving is a personal choice, and several factors typically determine how much a person “gives” away. Financial status. Upbringing. Trust factors. Priorities. Egos. I’ve had this topic come up lately with clients – people wondering HOW MUCH SHOULD WE BE GIVING? HOW MUCH DO OTHER PEOPLE GIVE? It’s a welcome discussion, particularly with all…
The big industry news in the past week is that some of the biggest brokerage firms slashed their commission rates to zero. The trend was inevitable, as declining commissions have been happening across the industry for decades. Some smaller outfits experimented with $0 trades recently, but it wasn’t until Charles Schwab, TD Ameritrade, and E*Trade…
June is the time of year when school wraps up, with parents celebrating and guiding their kids to the next chapter in their exciting lives. I was reminded of it this week when looking at my Instagram. I am seeing friends post graduating pics, whether it’s moving on to middle school or moving on to…
As I have mentioned previously, I have been a big “podcast addict” (coincidentally that’s also the name of the android app that I use to listen) since discovering podcasts in early 2017. I don’t know how long they existed prior to me discovering them, but it’s been one of the best things to happen to…
Here are some things that I read recently that I wanted to share my thoughts on: Why advisors end client relationships (Financial-Planning.com, by Amanda Schiavo) Many articles are written about how consumers can choose financial advisors, as well as reasons to search for a new advisor. Not as frequently discussed – the other side of the…
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: Use Your Tax Return to Map Out a Better Financial Future (Liz Weston, NerdWallet) This past week, I reviewed my 2017 tax return and played around with an online tax calculator to see what the 2018 tax…
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: The Great Fund Fee Divide (Barron’s, by Reshma Kapadia) You want to know what I love about this article – EVERYTHING. Well, it may be boring to some people, but if you want to know more about…
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: U.S. stocks mount milestone-shattering run in 2017 (The Philadelphia Tribune, by Alex Viega) Since the final stock market trading day took place this past Friday, we can now discuss how the markets fared for the year….
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: Tax Changes Are Coming Next Year, but You Can Plan for Them Now (NY Times, by Paul Sullivan) Since this will be one of the last posts of the calendar year, I thought I would mention a…
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: 7 Money-Saving, Stress-Less Holiday Shopping Tips (Real Simple, by Maggie Shi) Since we are in the midst of holiday shopping season, I thought sharing one of these articles would be helpful… since most people have absolutely NO…