Helping pave the way towards financial freedom
Finance is a male-dominated industry. According to Cerulli research, only 16% of financial advisors in the US are female. There have been initiatives to change this but currently, this is fact. It’s no wonder then, that women may feel out of place when they walk into a financial planner’s office. Plus the topic of money…
It’s no secret that I feel that our nation lacks financial literacy. Most other professionals in my industry feel the same as well. The lack of basic financial knowledge not only applies to adults, but across the entire age spectrum as well. On one hand – this is good for someone like me, who make…
Discussions I have with people are typically how to structure their life and position their finances such that they can someday retire. After all, no one wants to work until 80, right? With proper planning we devise a path for people to get the pieces in place for the goal of retirement. The so-called average…
Today we are talking DEBT PAYBACK, snowballs, and avalanches. I believe there are good kinds of debt, but also bad kinds. And I recently have been listening to various conversations in my industry and advice for people who are in debt. The average U.S Household has nearly $7k in credit card debt and is paying…
Over the course of the past couple weeks, I’ve come across some interesting topics that I’d like to share and discuss: Time to Give Your 401(k) a Checkup (by Penelope Wong, Consumer Reports) One important change to the retirement account landscape was that the 401k contribution increased for all eligible employees to $19k. While not…
This past week I have listened to various thought leaders on a topic called the “F.I.R.E. Movement”. No the house is not burning down, nor does the acronym imply a state of urgency. But for those of you who hadn’t heard of it previously, let this be the first. Financially Independent, Retire Early. And for…
O bear market, o bear market. Where art thou bear market? While I don’t wish it upon us, I am a realist. Lurking out there somewhere is a pullback waiting to happen. I’ve been doing this long enough to know the markets do not just go straight up. Bear markets are part of investing, for…
Most people I know that have a heartbeat and four limbs all wish they could pay less in taxes. As an advisor, I share some of these strategies as I come across various situations. Being tax efficient is very much a part of every financial plan that I put together for clients. Why not use…
Here is something that I read recently that I wanted to share my thoughts on: Wealth Is What You Don’t See (Fervent Finance) I shared this link on my social media this week, and I have been thinking about it (way before today, but more so lately). I think it’s important enough topic that I…
Here are some things that I read recently that I wanted to share my thoughts on: How A Personal Loan Helps Save You Money (Forbes, by Zack Friedman) With the growing popularity of personal loans, and online lending predominantly, I am often asked my opinion so I wanted to weigh in with some comments. If someone is…