O bear market, o bear market. Where art thou bear market? While I don’t wish it upon us, I am a realist. Lurking out there somewhere is a pullback waiting to happen. I’ve been doing this long enough to know the markets do not just go straight up. Bear markets are part of investing, for…
How You Can Pay Less Tax (legally!)
Most people I know that have a heartbeat and four limbs all wish they could pay less in taxes. As an advisor, I share some of these strategies as I come across various situations. Being tax efficient is very much a part of every financial plan that I put together for clients. Why not use…
Wealth Is What You Don’t See
Here is something that I read recently that I wanted to share my thoughts on: Wealth Is What You Don’t See (Fervent Finance) I shared this link on my social media this week, and I have been thinking about it (way before today, but more so lately). I think it’s important enough topic that I…
Personal Loans, Advice About Money, and Your Social Security Statement
Here are some things that I read recently that I wanted to share my thoughts on: How A Personal Loan Helps Save You Money (Forbes, by Zack Friedman) With the growing popularity of personal loans, and online lending predominantly, I am often asked my opinion so I wanted to weigh in with some comments. If someone is…
France’s World Cup Bonus, Why Young Adults are Broke, and is Life Insurance a Smart Investment
Here are some things that I read recently that I wanted to share my thoughts on: France Just Won the World Cup. Here’s How Much Their Players Get (Time.com, by Julia Glum) How many of us dream big (me!) and aspire to play in the World Cup? Or if you are already past your prime (like me)…
Lessons Learned from Dads, Planning When Couples Have Signficant Age Gap, and What are TIPS?
In no particular order, here’s a few interesting things I read recently that I wanted to share: 5 money — and life — lessons learned from dads (Marketwatch’s Outside the Box, by Ben Luthi) Because I am a father of two young girls, I am more observant to articles written that pertain to Father’s Day weekend than I…
Use Your Tax Return to Plan, Planning for Child with Special Needs, Retiree Trends
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: Use Your Tax Return to Map Out a Better Financial Future (Liz Weston, NerdWallet) This past week, I reviewed my 2017 tax return and played around with an online tax calculator to see what the 2018 tax…
RMD Timing, Credit Card Points, and Couples Monthly Allowance
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: It pays to take RMDs early in the year (Financial Planning, by Ed Slott) I just love coming across something that seems counter-intuitive. Typically investors are given advice to take their RMDs as late in the game…
Get The Best Car Loan, Reasons to Not Do a Roth, and The 1% Rule
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: 5 ways to get best car loan deal, especially as interest rates rise (USA Today, by Susan Tompor) I remember being 23 years old and negotiating my first car purchase: I didn’t really know what I was…
A No-Lose Lottery, Things Worth Spending Money On, and The Super Bowl Indicator
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: Is America Ready for a “No-Lose Lottery” (Freakonomics Radio, by Stephen Dubner) Sometimes when I listen to a podcast, I am so blown away by an idea that I can’t get it out of my mind. This…