Well, it was bound to happen: a negative quarter. We’ve all been told that markets just don’t go up, up, up! And after January roared higher, markets pulled back in February/March and most indexes finished flat to slightly lower by end of the quarter. The end results weren’t necessarily bad, but it never feels good to experience a…
RMD Timing, Credit Card Points, and Couples Monthly Allowance
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: It pays to take RMDs early in the year (Financial Planning, by Ed Slott) I just love coming across something that seems counter-intuitive. Typically investors are given advice to take their RMDs as late in the game…
Client’s Spending Habits, America’s Health Insurance, and The Power of Introverts
In no particular order, here’s a few interesting things I heard and read recently that I wanted to share: Show Clients Their Spending Habits (Financial Advisor Magazine, by Mitch Anthony) I learned an interesting way to have the “budgeting” conversation with clients. Honestly, not many clients enjoy having the “budgeting” conversation at all…but I learned…