Here's What Makes Us a Little Different

In-House Investment Management

More financial advisory firms are outsourcing their investment management to third party managers.  While that’s often more profitable for these wealth management firms, it’s not necessarily right for you:

  • You never meet or talk with the person managing your money
  • You may get put into a ‘model portfolio’ with others in your age group, regardless of your personal circumstances

At TrustTree, you work directly with an experienced wealth manager who understands your goals, your responsibilities and your risk preferences.  With a direct line of communication, you can ask us any questions you like.  In fact, you can be as actively involved in your investment management as you’d like to be.  This way, you can feel more confident about how your money is being managed and sleep better at night.

Effective Risk Management

There are times in the markets where risk management may not seem that important.  We’ve just come through a very long one, where putting investments on auto-pilot seemed smart.  But if you think back to 2008 or the dot com era, that approach can backfire.

If you’re serious about achieving financial independence sooner rather than later, a more risk-managed approach can benefit you.  At TrustTree, we utilize structured products, alternative asset classes and hedging strategies in addition to traditional investments.  Adding a portion of these may limit some of your upside gain, but these can help you smooth out your returns over time and help protect you from large losses.

Truly Personalized Service

While some people may be comfortable with an automated or low-contact approach to managing your life savings, most are not.  At TrustTree, we know your money is critically important to you.  That’s why we communicate with you more often than most financial advisors and financial planners.  You’ll hear from us at least monthly, not just when you call us first.  Our services include unlimited support, so you can reach out to us anytime you have a question …by phone, email or text.  As your fiduciary, you’ll get the unbiased advice you need to stay on track to your goals.

Our Approach

Our approach can be divided into three segments. Click one to learn more.

Our Strategy

When working towards becoming "financially free", risk management is critical.  That's why we don't just put your investments on auto-pilot and let them move with the market.  Instead we focus on fine-tuning your asset allocation to your circumstances (not just your age). We closely watch markets to find asset classes and sectors that fit your needs.  Once we have found a potentially attractive area for investment, we search for the most cost-effective way to obtain exposure for you. Our portfolios use a product mix of ETFs, mutual funds, stocks, bonds and structured products. We seek to accomplish your objectives with the lowest-possible risk while also attempting to minimize the tax impact on you.

We also seek to manage downside risk in addition to seeking gains.  We feel it’s equally important to protect account values during times of volatility. Structured products serve as a great tool for this purpose. We also incorporate alternative assets classes for diversification, such as real estate, MLP and energy, commodities, and hedging strategies.

When it comes to financial planning, we can help you with the most straightforward of plans, to the most complex. We partner with a variety of specialists to help provide added expertise, including attorneys, CPAs, insurance agents, and mortgage brokers. Our focus is making these four areas as efficient as possible for you:

  1. Cash and liabilities – includes cash flow, debt structuring, etc.
  2. Protection – review of your insurance coverage for life, disability, home, liability, etc.
  3. Investments – strategies and coordination of all accounts into one report.
  4. Taxes – seek efficiency and long-term tax planning strategies.

While we can’t predict what the global markets will do, we can prepare for the certainty of uncertainty in your financial life. That way, the unexpected has less of a chance to knock you off path.

Our Process (What to expect)

Our service model is very high-touch and customized to what you need to feel confident with your progress. Once you come on  board at TrustTree Financial, we will meet with you regularly to identify goals, discuss any changes to those goals, and make adjustments as necessary. We’ll always be following up with you to make sure you stay accountable to your own goals.

Meetings can be in person, by phone, or by video conference. Visually our model looks like this:

  1. Establish relationship and define the scope
  2. Determine goals & gather data
  3. Analysis and evaluation of data
  4. Develop plan and alternatives
  5. Implement an action plan
  6. Monitor and review plan
  7. Repeat steps 3 to 6

4. Develop plan and alternatives

1. Establish relationship and define the scope

2. Determine goals & Gather data

3. Analysis and evaluation of data

5. Implement an action plan

6. Monitor and review plan

Our Values

Our vision

To provide the long term, full-service assistance needed to help you achieve financial freedom and peace of mind.

Our mission

To inspire you to make informed decisions through ongoing education, constant communication, and objective advice.

 Our goal

To work side by side so that you can enjoy your life and plan your dreams.

 Our service

We seek to provide the highest level of service with the greatest efficiency.

 Our family

We want our boutique family practice to be your reliable resource now and in years to come.