Services at a glance

When asked how we work with clients to help them build a more confident financial future, we usually break it down into one of the following three ways:

Personalized Investment Management

More financial firms than ever are outsourcing your investments, so you never meet the person who’s managing your money.  While that’s efficient for the firm, it’s not usually best for you.  At TrustTree, we manage your investments in-house according to your preferences and risk profile.  Then we keep you fully informed every step of the way.

True Full-Service Financial Planning

Occasional financial planning can only get you so far.  Set it and forget it? Not here. At TrustTree, we provide you with comprehensive financial planning plus the ongoing support that helps you achieve your goals.  So you can actually end up where you want to be.

The Total Package

Most people want financial independence, but very few actually achieve it.  You’re busy, so you need someone to help you plan, keep your eye on the big picture and execute along the way.  With TrustTree’s total package, we’ll help you map out the road ahead with a plan, then help you stay on track….so you have the best chance of reaching your goals.

Investment Management Service

Investment Management Service (IMS)

When you’re working toward your life goals, investing shouldn’t be simply put on auto-pilot or outsourced to a third party. That’s why at TrustTree Financial, your investments are managed in-house by experienced professionals.  There’s no outsourcing or delegating this critical function to less experienced staff.  Instead of being put into a one-size-fits-all portfolio, we customize your portfolio to your specific needs.  From there, investments are monitored and changed when necessary. We’ll keep you updated through phone calls and meetings and provide ongoing performance reports so you always know how your investments are performing.

Our Transparent Fee Schedule:

We believe in full transparency, so you won’t have to deal with the ‘hidden costs’ that are so frequently part of financial advisor relationships.  Instead, you’ll always know exactly how much you’ll be charged.

Ready for a no-obligation call to see if we can help?

What’s included?

  • Ongoing personalized, in-house investment management
  • Unlimited support: we're easy to reach by phone, email, or text
  • Incorporation of strategies/products that help minimize portfolio volatility
  • Hedging strategies as-needed
  • Tax-harvesting as-needed
  • Quality performance reporting
  • Automatic portfolio re-balancing (if desired)
  • In-depth semi-annual reviews, quarterly phone calls and newsletters
  • Access to online planning tools
  • Insurance and banking solutions available

Full-Service Financial Planning

Full-service financial planning

You want a financial plan that changes your life, not one that collects dust on a shelf.  At TrustTree Financial, you’ll get action-oriented planning from a CERTIFIED FINANCIAL PLANNER™ professional.  We’ll help you get clear on what you really want, then develop a roadmap for you to get there.  Our planning covers every area of your life, so you’ll feel fully organized.  Everything we do helps you get you closer to financial independence.

Flat-fee, no surprise pricing:

This could be included with our recommended Total Package, or you may add it on separately.  If you want it separately, we’ll provide you with a flat-fee, no-surprises price so you know exactly what it will cost.

Ready to learn more?

What’s included?

  • Goal planning, tracking, and “what if” scenarios
  • In-depth analysis of the following topics:
    • Education planning
    • Major purchase planning
    • Debt management
    • Employee benefits
    • Tax planning
    • Retirement planning
    • Insurance analysis (auto, life, home, etc.)
    • Advanced planning (estate, gifting, legacy planning, etc.)
  • Budgeting processes to help identify gaps and cash surplus
  • Coordination with outside professionals (attorneys, accountants, etc.)
  • Ongoing plan maintenance and online tools/reporting to track your progress.
  • Net worth progress reports
  • Access to advanced planning tools online
  • In depth annual reviews and quarterly check-ins

The Total Package

The Total Package

If you’re serious about achieving financial freedom, you’ll benefit from our total package.  This includes full-service investment management and financial planning.  You’ll get personalized investment management and comprehensive financial planning from an experienced CERTIFIED FINANCIAL PLANNER™ professional.  The end result?  More peace of mind and confidence that you’re on track toward what you want most in life.

Our Transparent Fee Schedule:

We provide the Total Package for one simple, transparent fee.  Alternatively, you can purchase Investment Management and Financial Planning separately.  It’s always your choice and we’ll always provide a full description of what you can expect to pay before we start working together.

Want to find out what we can do for you?

What’s included?

Everything listed in the above two packages.

  • Ongoing personalized, in-house investment management
  • Unlimited support: we're super easy to reach
  • Insurance and banking solutions available
  • Incorporation of strategies/products that help minimize portfolio volatility
  • Hedging strategies as-needed
  • Tax-harvesting as-needed
  • Quality Performance reporting
  • Automatic portfolio re-balancing (if desired)
  • In-depth semi-annual reviews, quarterly phone calls and newsletters
  • Access to advanced online planning tools
  • Quarterly touch base calls
  • Quarterly e-newsletters
  • Budgeting processes to help identify gaps and cash surplus
  • Goal planning, tracking, and “what if” scenarios
  • In-depth analysis of the following topics:
    • Education planning
    • Major purchase planning
    • Debt management
    • Employee benefits
    • Tax planning
    • Retirement planning
    • Insurance analysis (auto, life, home, etc.)
    • Advanced planning (estate, gifting, legacy planning, etc.)
  • Coordination with outside professionals (attorneys, accountants, etc.)
  • Ongoing plan maintenance and online tools/reporting to track your progress.
  • Net worth progress reports

TrustTree Financial fee schedule

Our standard advisory fee is based on the market value of the assets under management and is calculated as follows:

Account Value

  • $0 - $100,000
  • $100,001 - $500,000
  • $500,001 - $2,000,000
  • $2,000,001 - $5,000,000
  • $5,000,001 and Above

Quarterly IMS Fee

  • .375% per quarter ($250 min)
  • .3125% per quarter
  • .25% per quarter
  • .225% per quarter
  • .1875% per quarter

Quarterly IMS fee with Financial Planning

  • .4375% per quarter ($250 min)
  • .375% per quarter
  • .3125% per quarter
  • .2875% per quarter
  • .25% per quarter

Please note that cost of trades is included in the above schedule, not a separate cost. The above fees are negotiable and are pro-rated and paid in arrears on a quarterly basis. The minimum annual fee is $1,000. The advisory fee is a flat percentage and is calculated by assessing the percentage rates using the predefined levels of assets as shown in the above chart. For more details on the fees – feel free to access our ADV here.